Financial calculators
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Compound interest calculator
See how consistent investing adds up.
Projected value
$37,405
Contributed
$22,000
Investment growth
$15,405
Years
- Contributed
- Investment growth
| Years | Projected value | Contributed |
|---|---|---|
| 0 | $10,000 | $10,000 |
| 1 | $11,962 | $11,200 |
| 2 | $14,066 | $12,400 |
| 3 | $16,322 | $13,600 |
| 4 | $18,741 | $14,800 |
| 5 | $21,336 | $16,000 |
| 6 | $24,117 | $17,200 |
| 7 | $27,100 | $18,400 |
| 8 | $30,298 | $19,600 |
| 9 | $33,728 | $20,800 |
| 10 | $37,405 | $22,000 |
1. Set your starting point
Enter your current savings, contributions or loan amount.
2. Choose your assumptions
Set your interest rate, time horizon and compounding frequency.
3. Explore your projection
Review the breakdown and download your yearly summary.
Frequently asked questions
What is compound interest?
Interest is calculated on your initial investment and on previously accumulated interest. The selected frequency determines how the nominal annual rate is compounded.
When are contributions added?
Contributions are added at the end of each month, after that month's growth. They begin earning interest in the following month.
Are the projected returns guaranteed?
No. The calculation assumes a constant rate and excludes inflation, taxes and fees. Actual investment returns vary.
All amounts are in USD. Retirement income is projected capital × annual withdrawal rate ÷ 12; the rate is your assumption, not a recommendation. Loan estimates assume a fixed annual rate and monthly payments, without fees, insurance or taxes.